Citi

For some reason I have latched on to Citi as the main financial company that I follow. It has also been one of my worst investments, and now one of my best investments.

As its shares tanked, I kept buying. The sad thing is, I started far too early, but then it bottomed out, I kept buying, and then I started putting money into calls. And they have done spectacularly well. A few days ago during the big rally, I sold my positions, and waited for a pullback. It came with the Goldman getting attacked by the SEC announcement, and I bought the largest option position I have ever held. Which basically makes me pretty damn nervous, but today, with Citi's announcement of actually making a profit, most of those nerves are gone.

Which brings me to the interesting part of the story. Citi is the last single company that I hold. I bought companies that I thought were wildly undervalued, and a few days ago in that big rally, I sold out of almost every position I had in individual companies, because they had rallied and were back to what I consider reasonable valuations. This was mostly SanDisk, Ford, Microsoft, RFMD, GE, Citi, and yes, even though I hate them, Golden Ballsacks (GS).

So now, I have leveraged sector ETFs, leveraged S&P and index investments, and my big Citi position. But thats about it. Investing at the bottom of the market, when valuations were ridiculous, was easy. But now I think we are dangerously close to sensible valuations, and that makes things a lot trickier. My personal inclination is to short gold, but since I dont really know a damn thing about gold other than the fact I think it is way overvalued due to the commodities run and then flight to quality of the last couple years, I am a little uneasy. I don't think it has a leg to stand on anymore, and I will follow that to an extent, but my main point here is that it seems we are approaching more of a "normal" market and less of a recovery, which makes things a little more complex.

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